<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-7744401422744332055</id><updated>2011-12-16T07:51:11.043-05:00</updated><category term='mortgage insurance'/><category term='raleigh'/><category term='cary nc'/><category term='short sales'/><category term='garner nc'/><category term='underwater mortgage'/><category term='morrisville nc'/><category term='north carolina raleigh'/><category term='holly springs nc'/><category term='housing in raleigh'/><category term='raleigh nc'/><category term='apex nc'/><category term='cary'/><title type='text'>Yvonne Schaefer's Blog</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>8</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-7744401422744332055.post-1732130594550639004</id><published>2011-09-26T09:51:00.000-04:00</published><updated>2011-09-26T12:01:49.542-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='morrisville nc'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh nc'/><category scheme='http://www.blogger.com/atom/ns#' term='housing in raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='cary'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='north carolina raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='holly springs nc'/><category scheme='http://www.blogger.com/atom/ns#' term='cary nc'/><category scheme='http://www.blogger.com/atom/ns#' term='garner nc'/><category scheme='http://www.blogger.com/atom/ns#' term='mortgage insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='apex nc'/><title type='text'>Most Common Buyer Mistake</title><summary type='text'>

It makes sense. You see a house that you like in one of your favorite neighborhoods. There's a big FOR SALE sign in the yard. What could it hurt to call the phone number on the sign? Well, it could cost you thousands of dollars.



This is a very common mistake buyers make when they first start looking for a home. It is important to realize that, when you call the number on the sign in the yard</summary><link rel='replies' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/1732130594550639004/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://yschaefer.blogspot.com/2011/09/most-common-buyer-mistake.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/1732130594550639004'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/1732130594550639004'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/2011/09/most-common-buyer-mistake.html' title='Most Common Buyer Mistake'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7744401422744332055.post-3289161889311910757</id><published>2011-09-21T08:54:00.000-04:00</published><updated>2011-09-21T08:55:19.671-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='morrisville nc'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh nc'/><category scheme='http://www.blogger.com/atom/ns#' term='housing in raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='cary'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='north carolina raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='holly springs nc'/><category scheme='http://www.blogger.com/atom/ns#' term='cary nc'/><category scheme='http://www.blogger.com/atom/ns#' term='garner nc'/><category scheme='http://www.blogger.com/atom/ns#' term='mortgage insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='apex nc'/><title type='text'>That was Terrifying</title><summary type='text'>

My three month old grandsons got their first set of vaccinations last week. They live with me -- along with their dad (my son), mom and 3 year old sister. So, getting their first shots was a family affair.

What I didn't realize was how scary giving them fever reducing medicine was going to be. Because of the recent deaths from overdosing acetaminophen, there is a lot of confusion about what to</summary><link rel='replies' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/3289161889311910757/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://yschaefer.blogspot.com/2011/09/that-was-terrifying.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/3289161889311910757'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/3289161889311910757'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/2011/09/that-was-terrifying.html' title='That was Terrifying'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7744401422744332055.post-954477520971283793</id><published>2011-09-03T08:40:00.003-04:00</published><updated>2011-09-03T08:42:11.786-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='morrisville nc'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh nc'/><category scheme='http://www.blogger.com/atom/ns#' term='housing in raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='cary'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='north carolina raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='holly springs nc'/><category scheme='http://www.blogger.com/atom/ns#' term='cary nc'/><category scheme='http://www.blogger.com/atom/ns#' term='garner nc'/><category scheme='http://www.blogger.com/atom/ns#' term='mortgage insurance'/><category scheme='http://www.blogger.com/atom/ns#' term='apex nc'/><title type='text'>Reduce Your Monthly Payments</title><summary type='text'>Q. Yvonne, my friend told me that he wished he had put more down on his house so he wouldn't have to pay as much in taxes. Do you think I'm putting down enough to lower my taxes when I buy?



A. I'm excited that we're going to find your first home together! I know when you start looking for a house everyone has an opinion and advice about what you should do - and that gets confusing sometimes. 
</summary><link rel='replies' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/954477520971283793/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://yschaefer.blogspot.com/2011/09/reduce-your-monthly-payments.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/954477520971283793'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/954477520971283793'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/2011/09/reduce-your-monthly-payments.html' title='Reduce Your Monthly Payments'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7744401422744332055.post-5528591122010079161</id><published>2011-06-07T09:58:00.000-04:00</published><updated>2011-06-07T09:58:29.470-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='underwater mortgage'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh nc'/><category scheme='http://www.blogger.com/atom/ns#' term='short sales'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh'/><title type='text'>And It Would Cost Him</title><summary type='text'>Last week I told you the story of a young family who recently lived through a short sale. Here are some surprising facts they learned about the process of short sales.Any homeowner has the right to sell his property for less than owed. There is nothing illegal about that. HOWEVER, he must bring the difference to the closing table. So, if there was a difference of $5,000 and he can bring a check </summary><link rel='replies' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/5528591122010079161/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://yschaefer.blogspot.com/2011/06/and-it-would-cost-him.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/5528591122010079161'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/5528591122010079161'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/2011/06/and-it-would-cost-him.html' title='And It Would Cost Him'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7744401422744332055.post-8903298550533844468</id><published>2011-05-17T09:44:00.000-04:00</published><updated>2011-05-17T09:44:15.167-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='underwater mortgage'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh nc'/><category scheme='http://www.blogger.com/atom/ns#' term='short sales'/><category scheme='http://www.blogger.com/atom/ns#' term='raleigh'/><category scheme='http://www.blogger.com/atom/ns#' term='cary nc'/><title type='text'>It wasn't his fault</title><summary type='text'>It wasn't his fault. He bought his house in 2008 and paid the going market value for the home. He was able to get 100% and the seller paid his closings costs which bumped up the price slightly. It was a beautiful house in a thriving neighborhood. Everything seemed just right for his family. And then it happened...

He got transferred. Moving to a new state. Starting a new life. How exciting! </summary><link rel='replies' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/8903298550533844468/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://yschaefer.blogspot.com/2011/05/it-wasnt-his-fault.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/8903298550533844468'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/8903298550533844468'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/2011/05/it-wasnt-his-fault.html' title='It wasn&apos;t his fault'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><thr:total>0</thr:total><georss:featurename>Raleigh, NC, USA</georss:featurename><georss:point>35.772096 -78.63861450000002</georss:point><georss:box>35.644135999999996 -78.81260750000001 35.900056 -78.46462150000002</georss:box></entry><entry><id>tag:blogger.com,1999:blog-7744401422744332055.post-6704022322336866655</id><published>2008-07-21T12:06:00.003-04:00</published><updated>2008-11-15T04:36:21.793-05:00</updated><title type='text'>I would love to buy a home! But can I afford it?</title><summary type='text'>It is no secret that the housing market is in a slump from coast to coast. Even here, in Raleigh, we are seeing a slowdown in sales and some motivated sellers are dropping their prices. Professionals all across the nation agree on one course of action to bring about recovery: making homeownership available to those who have never owned a home before. Once the hesitant renters enter the market, </summary><link rel='replies' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/6704022322336866655/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://yschaefer.blogspot.com/2008/07/i-would-love-to-buy-home-but-can-i.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/6704022322336866655'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/6704022322336866655'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/2008/07/i-would-love-to-buy-home-but-can-i.html' title='I would love to buy a home! But can I afford it?'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/_CZSSPO4S1F8/SIS0-HbMLFI/AAAAAAAAAGI/Rwe6J5bu7-8/s72-Rc/investment-property.jpg' height='72' width='72'/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7744401422744332055.post-4196831118235743535</id><published>2008-07-07T11:57:00.009-04:00</published><updated>2008-11-15T04:36:21.955-05:00</updated><title type='text'>Home Values Going Up in the Triangle</title><summary type='text'> We can all be very grateful we live in the Triangle for lots of reasons. With the official release of the Triangle Area Residential Realty report, we have another reason to celebrate our good fortune. Wake County and the surrounding areas have shown a strong appreciation rate this first quarter of 2008.Wake County 4.81%Durham County 4.22%Orange County 7.25%Chatham County 4.82%North Carolina as a</summary><link rel='replies' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/4196831118235743535/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://yschaefer.blogspot.com/2008/07/home-values-going-up-in-triangle.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/4196831118235743535'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/4196831118235743535'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/2008/07/home-values-going-up-in-triangle.html' title='Home Values Going Up in the Triangle'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/_CZSSPO4S1F8/SHJXdwettaI/AAAAAAAAAEQ/EJlqHXtXAUs/s72-c/house_for_sale.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7744401422744332055.post-5759027132755093410</id><published>2008-01-14T18:52:00.004-05:00</published><updated>2008-11-15T04:36:22.170-05:00</updated><title type='text'>How's The Real Estate Market?</title><summary type='text'> It's windy in Chicago, rainy in San Fransisco and snowing in New York. That weather report means nothing to us in Raleigh, North Carolina. However, when the media "reports" on the state of the real estate industry, that is exactly how they give you information - on a national level.Here are the facts... locally:The average appreciation rate in Wake County overall was 6.44% by November 2007. In </summary><link rel='replies' type='application/atom+xml' href='http://yschaefer.blogspot.com/feeds/5759027132755093410/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://yschaefer.blogspot.com/2008/01/hows-real-estate-market.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/5759027132755093410'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/7744401422744332055/posts/default/5759027132755093410'/><link rel='alternate' type='text/html' href='http://yschaefer.blogspot.com/2008/01/hows-real-estate-market.html' title='How&apos;s The Real Estate Market?'/><author><name>Yvonne Schaefer</name><uri>http://www.blogger.com/profile/06293724614462997274</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='31' height='32' src='http://4.bp.blogspot.com/-cS2AH8szp3I/TbcSzgO8ZtI/AAAAAAAAAH8/zdPEUo9PbHo/s220/African%2Bcropped%2Band%2Bresized.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/_CZSSPO4S1F8/SHKJHSJ3_yI/AAAAAAAAAEo/LbiCKO5hQiE/s72-c/Weather_Symbol.gif' height='72' width='72'/><thr:total>0</thr:total></entry></feed>
